Credit Portfolio Analyst job at First Mid Mattoon, IL, US

Job Description

: Responsible for completion of financial analyses for commercial and ag loan relationships and activities related to the oversight and monitoring of the commercial loan portfolio. Responsibilities include, but are not limited to:
Perform financial statement reviews on existing and prospective commercial and ag loan relationships. Monitors adherence to lending policies for existing and prospective relationships.
Create professional financial analysis presentations for review by lending personnel and makes risk grade recommendations
Compiles data to complete industry and peer financial analyses.
Perform financial statement reviews on existing and potential Bank vendors.
Calculate and analyze financial ratios to monitor borrower compliance with business loan agreements.
Calculate and analyze borrowing base advancement and line of credit availability to monitor the borrower's compliance with business loan agreements based upon the borrower provided financials.
Ensure procedures for out of compliance covenants and borrowing bases are followed according to Policy.
Provide reports to Loan Administration Committee on a monthly and quarterly basis.
Complete training associated with job function.
Other duties and special projects as assigned.
Qualifications Education/Experience:
Bachelor's degree in Accounting, Finance, or Business Administration and/or commensurate banking experience.
Proficient in Microsoft Office
Formal training in Microsoft Excel preferred
Skills:
Detail oriented
Strong communication skills
Analytical in nature
Possess stronger than average time management, organization, and multi-tasking skills
Business writing skills
Comfortable in a team environment working with deadlines.
First Mid Bancshares, Inc. is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT #LI-POST HP123

Job Tags

Full time, Contract work, Work at office,

Similar Jobs

Tennessee Orthopaedic Alliance

Sports Performance Specialist Job at Tennessee Orthopaedic Alliance

...and profit-sharing match to go along with your contributions. Role The Sports Performance Specialist will serve as an integral part of TOAs stated strategy to increase its Sport Medicine impact in the markets it serves. Specifically, the role will: Contribute...

Braven

Associate Director, Program Success Job at Braven

...Job Title: Associate Director, Program Success Team: Innovation Team Location: Hybrid in Newark (NJ) Employment Type: Full-time... ...considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation...

YKK AP America Inc.

PACKER II Job at YKK AP America Inc.

..., customers, and communities. We offer competitive compensation packages, training and advancement opportunities. YKK AP America provides... ...package designed to provide the security they need to enjoy life at home and at work. By providing a high level of benefit coverage at a...

State of Florida

GOVERNMENT OPERATIONS CONSULTANT II - 60071924 Job at State of Florida

...Free Workplace Act. Applicants who are eligible to claim Veterans' Preference must specifically claim the preference on the employment... ..., or equivalent certification from the Department of Veterans' Affairs listing military status, dates of service, and discharge type)...

Nuvant Consulting Group

Virtual Consultant Job at Nuvant Consulting Group

...Virtual Consultant About the Role: Nuvant is hiring Virtual Consultants to help prospective clients explore financial... ...a client-facing environment Organized and comfortable working in a work from homesetting A people-first approach with strong listening...